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Bharat Microfinance Report

Fostering Inclusive Impact Finance

Chapter 3 - Section 3.3 - SubSection 3.3.3

State-wise Client Outreach

In FY 2023-24, all states and union territories experienced positive growth in microfinance client outreach, except for Chandigarh, Manipur, and Tripura, with Bihar and Uttar Pradesh showing significant increases of 39% and 36%, respectively. The Eastern region led overall client growth, aided by the entry of multiple MLIs in Andhra Pradesh and Telangana following favorable court rulings, while other major states like Karnataka and Tamil Nadu also recorded substantial growth.

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India Country

Client base (in lakhs) of MLIs across States/UTs – March 2024 & March 2023 (descending order of client outreach)

100 %

0 %

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March 2023

0

Lakhs in Total Client Bases

March 2024

0

Lakhs in Total Client Bases

Client base (in lakhs) of MLIs across States/UTs – March 2024 & March 2023 (descending order of client outreach)

Client Base (in lakhs)

Growth (%)

Client base (in lakhs) of MLIs across States/UTs – March 2024 & March 2023 (descending order of client outreach)
State/UTMarch 2023March 2024Y-o-Y Growth (in %)
Bihar71.9299.6138.51 %
Karnataka75.5490.2519.47 %
Uttar Pradesh61.6384.0336.34 %
Tamil Nadu65.3683.7628.15 %
Madhya Pradesh37.6647.3625.75 %
Odisha34.1843.6627.74 %
West Bengal31.7743.336.31 %
Maharashtra31.0340.9431.94 %
Rajasthan26.232.6324.57 %
Gujarat15.1221.9945.41 %
Jharkhand17.3520.8120 %
Kerala13.4118.6739.24 %
Chhattisgarh11.0717.0153.75 %
Punjab10.2612.9926.63 %
Haryana9.412.8937.19 %
Assam6.217.0212.91 %
Andhra Pradesh2.865.6798.13 %
Uttarakhand3.464.2121.78 %
Telangana0.332.79736.18 %
Tripura2.952.79-5.31 %
Puducherry1.431.8428.56 %
Himachal Pradesh0.520.6727.33 %
Delhi0.160.49201.24 %
Jammu & Kashmir0.220.4289.65 %
Manipur0.470.41-13.55 %
Arunachal Pradesh0.10.38291.85 %
Goa0.230.3549.6 %
Nagaland0.010.21562.77 %
Meghalaya0.060.17168.08 %
Sikkim0.140.142.6 %
Mizoram0.040.0761.68 %
Chandigarh0.060.05-16.51 %
Andaman & Nicobar0.020.0216.21 %
Ladakh000 %
Dadra & Nagar Haveli000 %
Daman & Diu000 %
Lakshadweep000 %